Having exhausted all legal proceeding and relevant to today, and after 14 years since Banco Santander legal representatives taken actions against us, in the end the Spanish justice have left us in a total helplessness condition at the mercy of the will of this Bank. Despite the proven and judicially recognized from the outset that we were right in that the actions of the Bank were illegitimate, we have not only been sentenced to pay some amounts for concepts that we never received, but defense at our expense, when such prejudice was caused deliberately by the Bank to avoid precisely that he, be the offending party.

The merits of this case, - as can be seen in this report - lies a "financial transaction" totally opaque and malleable to the circumstances that have arisen, as once pierced the various court proceedings concluded, came out from these with the concept of three different financial operations. First as if it were a mortgage loan, second as if it were a mortgage credit and thirdly and lastly, as if the financial transaction in question was a credit account or overdraft facility. But if this was unusual, these three alleged financial transactions had the same accounting support, this is, and it had n º 268,814 account as reference.

If at first it was agreed with Banco Santander, a credit account or overdraft facility and the debit was endorsed with a defensive touchdown in a shop owned by us, the concept by which the Bank took his respective interests alleged a patrimony mortgage credit. But once all legal procedures related to the first two suits filed by the Bank, we were condemned to pay an amount of interest arrears of a mortgage loan, operation and guarantee totally different.

But if this turn out to be an inconsistency, when running this firm Case that the Supreme Court imposed us, Banco Santander, presented it based on a mortgage credit, applying for a flat of our property, when our guarantee was a shop and the Case indicated a mortgage loan and not a credit. Once charged the amount the Bank was granted in court, by the concept of a mortgage loan through the implementation of Sentence by a mortgage credit, he filed another new lawsuit, asking the public auction of the property that supposedly secured the credit account or overdraft facility and the imposed mortgage loan, - the shop - and this time, for an alleged balance due on the credit account or overdraft facility that was backed up with a defensive touchdown in a shop owned by us.

Auctioned the property in question for an alleged debt on the credit account, Banco Santander was awarded ownership of this property by a debt at the end in a loan account without identifying it. - Latest action described in the article of the newspaper El Pais quoted at the beginning - In brief as can be deduced, three different financial transactions with two different types of security with the same account nº 268,814 for the three accounts. But if this wasn’t enough on April 24 of 2007, Hacienda Foral de Bizkaia - Inland revenue of the province of Bizkaia - certified that I never figured as the holder of the account nº 268,814, therefore, Banco Santander has haunted me and the Spanish Justice has allowed him to do it, extrajudicial and judicial all these years with falsehood as if he was creditor and I the holder of the account nº 268,814, belonging to three different financial operations, when it has never figured under my name.